Payment Channels & Blockchain Networks
Hashpay allows your business to accept stablecoins across multiple blockchain networks. Choose the optimal channels that best match your customer base, operating speed, and profit margins.
Supported tokens & blockchain networks comparison
Different blockchain networks offer distinct trade-offs between confirmation speed, miner gas fees, and consumer adoption. Here is the full breakdown of supported networks in Hashpay:
| Token | Network | Confirmation Speed | Typical Gas Fee | Best Commercial Use Case |
|---|---|---|---|---|
| USDT | BNB Chain (BEP-20) | ~3 seconds | Very Low (< $0.05) | In-store POS retail counters, daily dining, and fast online shopping. |
| USDT | Tron (TRC-20) | ~3 seconds | Low (~ $1.00 - $2.00) | Extremely popular among international travelers and crypto holders across Asia. |
| USDT / USDC | Solana (SPL) | < 1 second | Negligible (< $0.01) | Ultra-fast micropayments, high-traffic ticket checkouts, and mobile commerce. |
| USDT / USDC | Ethereum (ERC-20) | ~15-30 seconds | Variable ($2.00 - $15.00+) | Institutional settlements, large B2B wholesale orders, and luxury goods. |
Network-specific MDR fees & fee allocation policies
Unlike rigid credit card processing that imposes fixed percentage cuts, Hashpay displays your transparent negotiated fee schedule under Settings → Merchant Setting → Fees:
- Custom Per-Network MDR — Review tailored MDR fee rates per blockchain configured for your account. Networks like BNB Chain and Tron feature highly competitive transaction rates and fast settlement.
- Ditanggung Penjual (Borne by Seller) — The merchant absorbs the processing fee. The customer pays the exact invoice price, and fees are automatically deducted from your settlement balance.
- Ditanggung Pembeli (Borne by Buyer) — The processing fee is added to the customer's total at checkout. Your business receives 100% of the invoice amount with zero fee deduction.
- Minimum Order Amount (Min order) — Enforces the lowest acceptable checkout value per network (e.g., Rp 10.000) to ensure transactions remain economically practical against blockchain gas fees.
| Pricing Example (Rp 100.000 Item, 1.5% MDR) | Ditanggung Penjual (Borne by Seller) | Ditanggung Pembeli (Borne by Buyer) |
|---|---|---|
| Price Shown to Customer | Rp 100.000 | Rp 101.500 (Invoice + Processing Fee) |
| Processing Fee (1.5%) | Rp 1.500 (Absorbed by merchant) | Rp 1.500 (Paid by buyer at checkout) |
| Net Amount Received by Merchant | Rp 98.500 | Rp 100.000 (100% Full Product Price) |
How to enable channels & request new tokens
Customizing your active payment methods is seamless from the merchant dashboard:
- Open Payment Methods — Navigate to Settings → Payment Methods (
/setting/payment-method) in your merchant dashboard. - Setup Payment Tab — Toggle on specific tokens (USDT, USDC), networks (BNB Chain, Tron, Solana, Ethereum), and customer wallets (MetaMask, Trust Wallet, Phantom, WalletConnect).
- Preview Live Experience — Check the interactive live checkout preview on the right side of the screen to verify how customer options appear.
- Payment Channel Request Tab — Need a specialized token or custom fiat rail? Submit a formal request under the Payment Channel Request tab for compliance evaluation and fast activation.